KB Life Quotes - Final Expense Insurance

Protect Your Family from Unexpected Costs

Final expense insurance ensures your loved ones aren't left with financial burdens during a difficult time.

Time is important: Rates increase with age, and health changes can affect eligibility. Secure coverage while options are best.

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Your Email Address First Name Phone Number ZIP Code Your Age Do You Use Tobacco? Do You Have Any Serious or Adverse Medical Conditions?
(e.g., cancer, heart disease, diabetes, COPD, etc.) If Yes, Please Briefly Describe Desired Coverage Amount If Other Coverage Amount, Please Specify Who Would You Like as Beneficiary? (e.g., spouse, child, etc.) Do You Currently Have Final Expense or Burial Coverage? If Yes, Who Is Your Current Provider?

Quotes from Top A-Rated Carriers Including:

What Is Final Expense Insurance?

Final expense insurance is a type of whole life insurance specifically designed to cover end-of-life expenses such as funerals, burial or cremation, medical bills, and outstanding debts.

Why It's Important

Without proper planning, families often face significant financial and emotional stress. Here's why it's essential:

Average funeral costs: $9,000–$12,000 (and rising annually due to inflation).
Provides an immediate lump-sum payout to beneficiaries (no probate delays).
No medical exam for most policies — easier approval even with health conditions.
Locks in your premium rate for life, protecting against future increases.
Many policies build cash value over time, which can be borrowed against if needed.

Average Final Expense Costs in America Infographic

How It Helps Your Family

It allows your loved ones to focus on grieving and healing rather than worrying about bills. The payout can be used for any purpose, giving them flexibility during a tough time.

Family providing emotional support at a funeral

Peace of Mind for the Future

Planning ahead ensures your wishes are honored and your family is protected financially.

Happy senior couple enjoying retirement with peace of mind from planning

Don't delay — the younger and healthier you are when you apply, the lower your rates will be.